The existence of a Certified Mortgage Planner came into being as a response to legitimate criticism of the mortgage banking industry. Certified Mortgage Planners work in unison with other finance professionals including certified financial planners, in order to ensure that consumer home finance products are in alignment with market trends, both current and historic. The duty of a mortgage planner is to design and deliver a “mortgage plan” designed to maximize home equity while wisely managing debt. The reason why you should opt for Certified Mortgage Planners are not one but many.
-Financial Implementation: Certified Mortgage Planners are professionals who have expertise in financial knowledge and expertise regarding the tax and financial planning implications of various mortgage and real estate investment strategies. Therefore, a Certified Mortgage Planner can advise you better when it comes to:
–Your single largest debt
Your single largest asset – real estate equity –Life Planning needs and goals – cash flow
-Cash Flow : Certified Mortgage Planners are professionals trained to help you increase your cash flow.
-Debt -free: Certified Mortgage Planners are professionals who are skilled in helping to become debt free sooner and achieve true financial freedom.
-Increase profitability: Certified Mortgage Planners are equipped to help you profitably invest in real estate. They also protect you from mortgage and real estate investment scams.
-Implement: Certified Mortgage Planners are qualified professionals to help you implement mortgage and real estate equity strategies. This in return helps you save money on income, capital gains and estate taxes
-Best deal: Certified Mortgage Planners are committed professionals who will help you improve your credit score and get the best deal on your financing
-Justify: Certified Mortgage Planners being professional are able to explain the benefits and drawbacks of paying off your mortgage before retirement. They are able to help you to determine and justify which strategy works best for your individual circumstances
-Guidance: Having a through knowledge of the mortgage market, Certified Mortgage Planners as professionals can guide you in implementing the best home equity and mortgage strategies for divorce situations
-Implementation: Certified Mortgage Planners being professionals can help you to implement a financial strategy to finance your children’s education
-Care for those who need you: Certified Mortgage Planners as professionals are equipped to better enable you to financially care for your elderly parents
-Strategies: Certified Mortgage Planners are able to help you implement beneficial mortgage and real estate equity strategies before and during job or career changes
-Empower you: Certified Mortgage Planners also empower you to start or sell your business by implementing viable mortgage and real estate equity strategies
-Buy or build: Certified Mortgage Planners can recommend the proper financial strategies when you are ready to buy or build a vacation home
-Committed: Certified Mortgage Planners are professionals who are committed, qualified and equipped to help you implement mortgage, cash flow and home equity strategies to build and conserve wealth when buying a home or refinancing your mortgage
-Code of Ethics: Certified Mortgage Planners are pledged to follow a Code of Ethics which makes them the most credible advisor for the biggest investment of your life.